There are five types of insurance, and all are subject to compulsory participation as a RIKEN employee.
| Purpose | Premium payee(s) | Payer(s) | Remarks | |
|---|---|---|---|---|
| Health Insurance | Off-duty illness and injury, childbirth, death | Science and Technology Health Insurance Society | Employee & RIKEN | Insured persons and their dependents pay 30% of the cost of the medical or dental treatment. |
| Pensions | Pension, disability, death | - Government - Corporate Pension Fund* |
Employee & RIKEN | * For the Corporate Pension Fund, the employee's contribution to the corporate pension fund is optional. |
| Long-term Care Insurance | Long-term care | Science and Technology Health Insurance Society | Employee & RIKEN | For employees aged 40 to 65 only |
| Worker's Accident Compensation Insurance | Work-related (or commute ) illness, injury, disability, death | Government | RIKEN | The costs are covered entirely by the insurance in principle. |
| Employment Insurance | Unemployment, childcare leave, nursing-care leave, promotion of workers' social rehabilitation | Government | Employee & RIKEN |